Provision’s product lines and services include Payment solutions, Financial application solutions, Information security solutions, and Outsourcing services.
A.FISC Payment solutions∣B.Mobile Payment solution∣C.TCH Payment solutions∣D.Digital Payment solutions
The interbank payment and clearing system building by Real Time Gross Settlement system(RTGS) is a multivariate cash-flow service platform which connecting with Central Bank of Taiwan, all banks and supporting parties, integrates :1. Funds transfer platform 2. Nationwide billing/ tax payment system and 3. Bank card services platform.
ProIBRS
(Interbank Remittance System)
ProATM
(ATM auto-transaction system)
(FISC nationwide billing/tax payment system)
Include following functions of finance chip card: Withdraw, remittance, account balance-check, international withdraw, and loan.
Clients(Banks) can serve individuals to pay fees of public utilities, agencies which are entrusted, and tax.
Banks can be entrusted to authorize the seal of payer’s accounts, on behalf of payers and payees, and write off the accounts.
FISC interbank auto-transaction specifications.(1)FISC specification 6.5 Network implementation.(2)FISC specification 6.3 subsystem of operation procedure service.(3)FISC specification 6.20 Chip card shared system.(4)FISC specification 6.12 International operation of ATM shared system.(5)FISC specification 6.6 Checkout and Clearing.
Integrate business module, communication module, and security module into a single hardware box (IBRS3000 designed by Provision), which can lower the hardware, software, and management cost.
Provide ATM functions of customer account quota, fee reducing, and clearing sheet reports related with ATM accounts.
Integrate Core-banking system and frontend systems (branch system and internet banking) to satisfy real time transactions and expansion of future business.
ProEPS FEDI
(Enterprise Payment System/Financial EDI)
ProEPS XML
(Enterprise Payment System/Financial XML)
Provide function for enterprises real-time interbank receiving and paying funds by international XML message format.
As Financial EDI service, FXML adopts single electronic certificate(FXML certificate) which complete the information exchange and account handling once the transaction was done. It is the best tool for B2B funds transformation.
Banks can coordinate government’s policies: Keep building enterprise funds payment system and improving efficiency of funds management. They also can satisfy enterprise clients’ need of fund transformation.
ProRTGS
(Real-time Gross Settlement mechanism)
ProCMS
(Card Management System for IC cards and magnetic cards)
Provide services for people to receive debit cards immediately when they apply new bank account.
FISC IC card specifications: (1)Specification of FISC system: Appendix 5 “Specification of IC cards shared system.”
Integrate business module, communication module, security module into a single hardware box , which can lower the hardware, software, and management cost.
Provide card management solution for branches, including card application, replacement, reissuing, reporting the loss, logout, and relating reports.
ProIB /WebATM
(Internet Banking/Web ATM)
ProTGW-TSM
(Mobile payment TSM Gateway)
A payment application on mobile phone. Must change SIM card or add carriers(e.g. SD card).
This product is developed according to Taiwan mobile payment TSM Specification.
Integrate business module, communication module, security module into a single hardware box , which can lower the hardware, software, and management cost.
Provide virtual card management solution for branches, including data preparation, card application, replacement, reissuing, reporting the loss, logout, query, and relating reports.
ProTGW-HCE
(Mobile payment HCE Gateway)
A payment service for mobile phone. Only support Android system after version 4.4.
This product is developed according to Taiwan mobile payment HCE Specification.
Integrate business module, communication module, security module into a single hardware box , which can lower the hardware, software, and management cost.
Provide virtual card management solution for branches, including data preparation, card application, replacement, reissuing, reporting the loss, logout, query, and relating reports.
Flexible architecture can help old customers upgrade from TSM to HCE and new customer can implement it easily.
ProeACH
(eACH gateway for joined banks)
Provide services for people to debit bill, deposit, shop on internet, digital prepaid and so on by TCH(The Taiwan Clearing House) system of credit for load.
TCH transaction specifications: (1)eDDA service sub-system. (2)eACH service sub-system.
Integrate business module, communication module, security module into a single hardware box , which can lower the hardware, software, and management cost.
Integrate Core-banking system and frontend systems (branch system and internet banking) to satisfy real time transactions and expansion of future business.
ProTGW-HCE
(Mobile payment HCE Gateway)
A payment service for mobile phone. Only support Android system after version 4.4.
This product is developed according to Taiwan mobile payment HCE Specification.
Integrate business module, communication module, security module into a single hardware box , which can lower the hardware, software, and management cost.
Provide virtual card management solution for branches, including data preparation, card application, replacement, reissuing, reporting the loss, logout, query, and relating reports.
Flexible architecture can help old customers upgrade from TSM to HCE and new customer can implement it easily.
ProePAY
(Digital Payment System)
Provide digital payment business functions such as agent of paying and receiving, prepaid, transferring money and O2O payment.
Follow the business and security control regulated by “ The rules of managing digital payment agencies.
Functions include the modules: Member management, Store management, Transaction handling, Order management, Risk management, Funds custody, and account balance clearing.
Payment Gateway
Receive all frontend payment channels such as online EC web, E-wallet APP, and entity stores then transfer to backend system of the banks to handle the cash flow.
Integrate all kinds of payment tools (e.g. Credit cards, Debit cards, Deposit accounts, QR Code) then handle transactions, and follow the regulations as the some level of security control for financial transactions.
Provide standard API or SDK for stores to connect, which can simplify the implementation and accelerate business expansion.